Gump Rent

'Because we are a small business, on time Payments are a must !!! Good News we will never go up on your rent."

"Lawn service is included in all rentals. Never worry about yard work again."

No refunds and we do not hold properties. Please have your Finances in order.

Please note that rental rates are firm and based on current market conditions. We do not negotiate rental prices. If the listed rent is outside of your budget, we respectfully ask that you consider properties that better fit your financial situation.

To ensure an efficient leasing process, we ask all applicants to review the rental price, qualification requirements, and lease terms before applying. This helps avoid unnecessary delays and allows us to focus on serving applicants who are prepared to move forward.

Thank you for respecting our time and the time of other prospective residents.

Some units we gradually fix while your there but never anything major, we offer luxury - (no price changes (labor is expensive and supplies is expensive. Even if we do it ourselves. We do not work for free. )

We do not provide brand new refrigerators or stoves due to theft from tenants. If you want new appliances you will have to buy them yourself.

James 4:7

“Submit yourselves, then, to God. Resist the devil, and he will flee from you.”

$100 we will report on-time payments to credit beurre

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Rules : six months of on-time payments, photos must get apporoved. no record of offensive behavior.

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Tenant's responsibilities

Pay for utilities: If the lease agreement states that the tenant is responsible for paying utility bills, the landlord is not responsible for the cost of those bills.
Avoid damage: Tenants must not cause damage to the plumbing system, as they are responsible for any damage caused by their willful or negligent actions.

FREQUENT ASKED QUESTIONS

AM I REQUIRED TO HAVE RENTERS INSURANCE?

A: Yes, all Gump Rent tenants are required to have active renters insurance for the entire duration of residency. Gump Rent can provide you with a renters insurance policy if you do not currently have one with a 3rd party insurance company. If you currently have an active renters insurance policy, please provide a copy of the policy at the following link for Gump Rent to independently verify.

CAN I RESERVE A PROPERTY

A: No, we do not reserve properties. The only way to secure a property is to submit a completed application, presenting the application to the owner for approval, and then once you have been approved, pay the deposit, first month’s rent, and execute a signed lease.

DO YOU REQUIRE FIRST AND LAST MONTH'S RENT WITH SECURITY DEPOSIT?

A: When signing a lease we require first month’s rent with your security deposit.

Will I recieve a receipt?

Yes, receipts are sent through the mail

I WANT TO GET A PET WHAT DO I DO?

A: Some properties do not allow pets (subject to tenant's rights laws). All pets must be approved by the Property Owner. If a pet is allowed, a non-refundable fee will be charged and a pet addendum will be included to the lease. This fee and addendum allows you the right to have an approved pet on the premises. The fee is not a damage deposit and the tenant will be responsible for all damages caused by the pet.

IS THE DEPOSIT REFUNDED?

A: The deposit is refundable, subject to compliance with all terms of the lease.

MY LEASE IS ABOUT TO EXPIRE AND I WANT TO MOVE OUT. WHAT SHOULD I DO?

A: A written notice to vacate must be delivered to our office at least 30 days in advance of when you plan to move out.

WHAT IS A FULLY COMPLETE APPLICATION?

A: A “fully completed” Application relies not only on you, but several third parties. For an application to be “fully completed” for an approval/nonapproval decision, the following have to be received in our office:
- A completely filled out Application along with your paid fee.
- Two forms of identification as previously defined in our application process and screening criteria.
- Proof of Income as defined in our application process and screening criteria.
- A third party criminal check. This can take up to 48 hours for us to receive after receipt of your completed application.
- Your credit report with FICO score. This usually is received quickly, but can take up to 24 hours to process by the third-party vendor. If you have a credit freeze, fraud alert or identity theft services, this process can take much longer than 24 hours and may require further action on your behalf.
- If you are a previous renter, your fully completed application is pending receipt of rental reference history we work to obtain directly from your current or prior landlord(s). This requirement may become the single source of any delayed decision on your complete Application. You may need to contact your current and/or previous landlord(s) and ask for a timely response to our inquiry.

WHAT IF SOMEONE APPLIES THE SAME DAY I APPLIED?

A: Applications are normally first come, first serve. However, in the event that we receive multiple applications for one property on the same day, we first verify that all applications submitted are completely filled out with the proper information in its entirety, and then we notify each applicant that there are multiple applications. Applications are presented to the owner/landlord as soon as all information is received and the application is “fully completed” for them to choose the strongest applicant.

WHAT IF THERE IS ALREADY A PENDING APLICATION THAT IS ON THE PROPERTY THAT I AM INTERESTED IN RENTING?

A: Applications fall through all the time for any reason, therefore we keep properties advertised until the lease is signed and executed. We highly recommend submitting a back-up application in the case any pending applications may fall through. If a pending application falls through, we will provide the property owner with the next applicant in the order in which the application is “fully completed”.

When do I need to transfer utilities into my name?

A: Utilities vary depending on the property your rent. Most all of our rentals are set up for the tenant to be responsible to pay all utilities. However, there are some properties that do include some utilities. Utilities must be transferred into the tenants name as of the date that you take possession of the property. Utility contact information can be found here. Tenants are responsible for making sure the utilities have been turned off upon vacating the property.

Who needs a cosigner?

A: This depends on several factors that range from strength of credit to rental history. If you have poor rental or credit history, you may be asked to provide a cosigner.

You have a property I want to rent. How do I apply?

A: You can apply online.

Can I move someone inn?

No, guests are not permitted to move in. All live-in guests must be registered and approved through our resident portal. Additionally, short-term guests may visit for up to 14 days within any 90-day period.

Can I draw or write on the property?

Please refrain from drawing or allowing children to draw on any surfaces or fixtures that are part of the property. This will result in an automatic eviction.

Will plumbing issues make my rent cheaper?

Improperly disposing of items by pouring them down the drain will not reduce your rent. In fact, it may result in additional charges on top of your regular rent due to potential plumbing damage or required repairs.

Is smoking allowed?

yes, in clean designated areas.

How will I view payment history?

You can log into your online portal to view all payments made to Gump rent.

Does it cost to get a copy of my lease.

You can get a free copy online. To get a print out copy it cost $50 for each printed copy.

What if its an urgency for me to move in.

Due to the pressure to expedite this process, we have some concerns that make us uncomfortable moving forward. As a result, we will be refunding all funds paid and discontinuing your application. We wish you the best in finding a new home that meets your timeline and needs.

Will knowing someone who already lives in the neighborhood improve my chances of being approved for the property?

Yes. Applicants who have an existing connection within the neighborhood may be considered for approval more quickly. This is because established relationships in the community can help promote a safer and more trustworthy living environment

Is it possible to purchase the home instead of renting it?

No. We do not sell properties; all of our homes are available for rent only.

May my parents or sibling's speak on my behalf?

Renting a home is a significant responsibility. Individuals who are 18 years of age or older are expected to be capable of handling their own affairs and communicating directly regarding their tenancy.

For legal and privacy reasons, we prefer to speak only with the individual(s) named on the lease. Direct communication also demonstrates the level of responsibility and maturity necessary to successfully maintain a home and fulfill the obligations of a lease agreement.

What if I do not like something about the property.

If there is any aspect of the residence that does not meet your expectations or requirements, please do not sign the lease agreement. We encourage you to seek alternative housing that better suits your needs before entering into a lease commitment.

What if I can not pay my rent?

If you anticipate that you will be unable to pay your rent, please make arrangements in advance for alternative housing and a timely move-out.

In the event rent is not paid as required, a Notice to Pay or Quit will be mailed, providing seven (7) days to cure the delinquency. If the balance remains unpaid after the notice period expires, further action may be taken in accordance with the lease agreement and applicable law, which may include applying any eligible security deposit funds as permitted and initiating eviction proceedings.

How does the eviction process work?

How Does the Eviction Process Work?

If rent is not paid when due, a Notice to Pay or Quit will be issued, providing seven (7) days to pay the outstanding balance or vacate the property.

If the balance remains unpaid after the notice period expires, an eviction action may be filed with the court. If the tenant vacates owing rent, damages, or other charges permitted under the lease, the landlord may also pursue a separate claim to recover those amounts.

The first court hearing is generally focused on possession of the property. The judge will ask lessee if they have payment. If no , the court rules in favor of the landlord, a move-out deadline may be established in accordance with applicable law.

If there are additional disputes regarding unpaid rent, damages, lease violations, or other claims, those matters may be addressed in a separate proceeding. At that hearing, both parties may present evidence, photographs, documents, and witness testimony in support of their position.

Please understand that court procedures, timelines, and outcomes are determined by the court and may vary depending on the circumstances of each case.

Can I hold Rent from landlord due to repairs

Rent may not be withheld because a tenant believes a condition is not up to their personal standards. Any concerns regarding maintenance or repairs must be submitted in writing to management so they can be investigated and addressed in a timely manner.

Please understand that rental income is used to operate and maintain the property, including funding repairs, maintenance, and other property expenses. Failure to pay rent may delay the Landlord's ability to complete non-emergency repairs and improvements.

Failure to pay rent when due will result in a 7-Day Notice to Pay Rent or Quit being issued. If the balance is not paid within the notice period, the Landlord may begin eviction proceedings as permitted by applicable law.

WHAT DO YOU DO WE DO WITH SECURITY DEPOSIT

Your security deposit is held in a separate savings account with Navy Federal Credit Union under our business account. These funds are not used during your tenancy and are reserved for the return of your security deposit after move-out, less any lawful deductions for damages, unpaid rent, or other lease violations.

In accordance with Alabama law, security deposit refunds and/or itemized statements of deductions will be mailed to your forwarding address within 45 days after you move out.

To ensure timely processing of your deposit, you must complete the Move-Out Form located in the Maintenance section of your tenant portal before vacating the property. When completing the form, please upload clear pictures of the residence and provide both the current rental property address and the new forwarding address where you would like to receive your security deposit refund and future correspondence. Failure to provide a forwarding address may delay the return of your security deposit.

WHAT ARE SOME POSSIBLE DEDUCTIONS FROM DEPOSIT.

Possible Security Deposit Deductions

Unpaid rent
Late fees (if allowed by the lease and local law)
Large holes in walls
Broken doors, windows, or mirrors
Damaged blinds
Carpet stains, burns, or pet urine damage
Pet-chewed trim, doors, or baseboards
Unauthorized paint colors that must be repainted
Missing fixtures, smoke detectors, or keys
Excessive trash removal
Heavy cleaning beyond ordinary move-out cleaning
Damaged appliances caused by misuse
Broken countertops, cabinets, or flooring

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